SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

Success Stories

Explore real stories of how EDCAP has helped New Yorkers tackle their student loans and attend college with less debt.

Watch EDCAP’s videos on YouTube.

Featured Stories

These clients have shared their story with us to share with you.

Forgiveness Success Stories

These clients have all received a form of student loan forgiveness through programs meant to ease the burden of repayment, and ensure a path to a healthier financial future.

Strategic Repayment Success Stories

These clients consulted with EDCAP to create a plan for repayment without undue burden, enroll in more affordable repayment plans, and embark on that journey with the knowledge to tackle their student loans.

Paying For School Success Stories

These clients made a plan with EDCAP to make a plan to go to college with less debt, whether it be for themselves or for their children. They left their sessions with the knowledge to make informed decisions about their college finances.

Discharge Success Stories

These clients have had their loans discharged through different means such as Total and Permanent Disability Discharge, Borrower Defense to Repayment, and Closed School Discharge. 

Getting Out Of Default Success Stories

These clients came to EDCAP with their student loans in default, and left with a renewed sense of hope for future student loan forgiveness.

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