Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

Home » Stories » “I believe that education is a right, not a privilege. I have EDCAP to thank for keeping this belief alive.” — Johanna F.

Success Story

“I believe that education is a right, not a privilege. I have EDCAP to thank for keeping this belief alive.” — Johanna F.

“My student loans were in default, and my loan servicer called my employer about my default status. I was mortified. With help, I got out of default, consolidated my loans, and applied for forgiveness.

Two months later, my $319,000 student loans were forgiven.”