A federal court has blocked the Education Dept. from implementing the SAVE Plan and certain IDR plans. Consequently, IDR and online loan consolidation applications are temporarily unavailable, and IDR plan processing is suspended. However, paper loan consolidation applications can still be submitted—seek expert guidance beforehand. If you need to certify your IDR plan now, contact your loan servicer for guidance. If you experience issues with your servicer, file a complaint. 

Home » Stories » “I am student debt free.” — Edward R.

Success Story

“I am student debt free.” — Edward R.

As a single dad, I wanted to have a profession to provide a better future for my daughter. I took on a student loan but was never able to complete my degree. My student debt has been weighing on me for decades.

EDCAP’s Financial Coach helped me apply for loan discharge due to my disability and tracked the three-year probation period. In December 2019, I was finally eligible to discharge my student loans and become debt-free!

Learn more about Discharge Disability.