The Dept. of Education has reinstated the online application for Income Driven Repayment plans and loan consolidation. Borrowers on the SAVE plan remain on an interest-free forbearance until further notice or unless they apply for another IDR plan. To learn more and get guidance on recertification deadlines, click here.

“I had given up, but an EDCAP counselor reached out and we made it happen.” — Zaida M.

“I had over $32,000 in Direct Parent Plus loans. I’ve worked for CUNY since the 80s. I had Direct loans and was initially rejected for PSLF under the Waiver.

With some help, I resubmitted the proper paperwork and received forgiveness under the IDR Account Adjustment.”