What We Do

EDCAP helps New Yorkers navigate the student loan system regardless of the type of education debt, federal or private.

We can help you:

  • Determine your best student loan repayment option;
  • Access loan forgiveness, cancellation, and discharge programs;
  • Apply for consolidation, deferment, and forbearance;
  • Resolve issues with loan servicers and lenders;
  • Get out of default to prevent wage garnishments, social security offsets, and tax intercepts;
  • Refer you to other services and resources to address additional needs.

All of our services are free, confidential, and unbiased!


Don’t know if we can help?

Call (888) 614-5004 or email us at edcap@cssny.org for more information.