What We Do

EDCAP helps New Yorkers navigate the student loan system regardless of the type of education debt, federal or private.

We can help you:

• Determine your best student loan repayment option;
• Access loan forgiveness, cancellation, and discharge programs;
• Apply for consolidation, deferment, and forbearance;
• Resolve issues with loan servicers and lenders;
• Get out of default to prevent wage garnishments, social security offsets, and tax intercepts;
• Refer you to other services and resources to address additional needs.

All of our services are free, confidential, and unbiased!