Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

“EDCAP has in many ways impacted my life.” – Lisa C.

“I had student loans from the ’80s that felt like an endless burden. But everything changed when I connected with EDCAP.

My counselor guided me through the process, helping to get my loans out of default, and they were able to reduce my payments from nearly $500 to just 46 cents. It was truly life-changing.”