Please be advised that the SAVE plan is temporarily blocked by a court order and the only way to enroll in any income driven repayment plan is through a paper application at this time. Those on the SAVE plan have been placed on a temporary non-interest bearing forbearance. Learn more.

“EDCAP has in many ways impacted my life.” – Lisa C.

“I had student loans from the ’80s that felt like an endless burden. But everything changed when I connected with EDCAP.

My counselor guided me through the process, helping to get my loans out of default, and they were able to reduce my payments from nearly $500 to just 46 cents. It was truly life-changing.”