Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

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Do You Know the Status of Your Student Loans?

Delinquent loans are being reported to credit bureaus and the government is resuming involuntary collections on defaulted loans.

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Tackle your student loans or get a degree with less debt.

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2025-26 Student Aid Guide

The new FAFSA opens Dec. 1. Prepare now to maximize your financial aid outcomes.

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Determine Your Student Loan Repayment Strategy Tool

Find the best strategy for your situation.

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EDCAP counselors

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EDCAP offers free, unbiased, and honest student loan counseling for New Yorkers.

Featured Resources for Borrowers

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Featured Content

Do You Know the Status of Your Student Loans? Delinquencies & Defaults are on the Rise

Determine Your Student Loan Repayment Strategy Tool

Understanding Student Loans: Strategies & Repayment Plans

Student Loan Forgiveness Options

Managing Parent Plus Loans

Public Service Loan Forgiveness

Featured Resources for Future Students

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2025-26 Student Aid Guide

Ways to Pay for Higher Education

Getting Financial Aid & FAFSA 101

Evaluating Financial Aid Award Letters

Navigating Student Loans for Parent

Co-Borrowers Rights and Responsibilities

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“I am student debt free.”

– Edward

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