Who We Are

EDCAP is a program of the Community Service Society of New York (CSS). It was created to help New Yorkers struggling with student debt navigate the student loan repayment system and regain financial health. EDCAP also helps future students apply for financial aid and go to school with less debt. We are funded by New York State. We are an independent, nonprofit one-stop shop for student loan debt and related issues, assisting both federal and private loan borrowers. Learn more about our free services.

For more than 175 years, the Community Service Society has been the leading voice on behalf of low-income New Yorkers and continues to advocate for the economic security of the working poor. CSS responds to urgent, contemporary challenges with applied research, advocacy, litigation, and innovative program models that help the working poor achieve a better quality of life and promote a more prosperous city and state. For more information about CSS and the work it does, visit www.cssny.org.

Looking for help?

Call or email us: 888-614-5004 or edcap@cssny.org. All of our services are free and unbiased.