A federal court has blocked the Education Dept. from implementing the SAVE Plan and certain IDR plans. Consequently, IDR and online loan consolidation applications are temporarily unavailable, and IDR plan processing is suspended. However, paper loan consolidation applications can still be submitted—seek expert guidance beforehand. If you need to certify your IDR plan now, contact your loan servicer for guidance. If you experience issues with your servicer, file a complaint

Resources for Parents

Many parents face the dual challenge of helping their children navigate how to pay for college while still managing their own student loan debt. These resources are specifically designed to assist guardians in addressing these challenges on both fronts.

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Empowering Smart Decisions

Our resource center is designed to help you navigate the complexities of student loans and discover strategies tailored to your specific needs. If you’re looking for guidance on managing your own loans, we recommend beginning with our self-guided “Determine Your Student Loan Repayment Strategy” tool to support your initial decision-making. Whether you’re seeking ways to help your child attend college with less debt or need assistance with your own student loans, we’re here to help you find the best path forward.

If you live in New York State and want personalized student loan guidance, contact EDCAP. We offer free and unbiased, one-on-one counseling.

Featured Resources for Parents

All Resources for Parents

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