EDCAP is a program of the Community Service Society of New York (CSS). We help people struggling with student debt navigate the student loan repayment system and regain financial health.
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Announcement
Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.
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- Borrowers
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Resources for Borrowers
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“With EDCAP’s assistance, I was able to get all of my student debt forgiven.”
– Gerard, Borrower
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- Future Students
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Resources for Future Students
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“EDCAP helped me make a plan to send my kid to school.”
— Maria, Parent
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- External Organizations
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Resources for External Organizations
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“EDCAP has given me so much peace of mind.”
—Lisa, Borrower
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- Updates
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Updates
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- About EDCAP
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About EDCAP
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