EDCAP is a program of the Community Service Society of New York (CSS). We help people struggling with student debt navigate the student loan repayment system and regain financial health.
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SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.
– Gerard, Borrower

— Maria, Parent

—Lisa, Borrower

EDCAP is a program of the Community Service Society of New York (CSS). We help people struggling with student debt navigate the student loan repayment system and regain financial health.
Tap an image to read more.




















