为借款人提供的资源
Paying off student loans can feel overwhelming, but you don’t always have to cover the full balance. Depending on your income, career, and goals, it may make sense to pay them off quickly or pursue a forgiveness program. These resources will help you choose the right plan and overcome common challenges.

支持明智决策
EDCAP’s resource center helps you navigate student loan complexities and find strategies tailored to your needs. We recommend starting with our self-guided Determine Your Student Loan Repayment Strategy Tool to support your initial decision-making. Whether entering repayment for the first time, managing payments or pursuing forgiveness, we’re here to help you find the best path forward.
If you live in New York State and want personalized student loan guidance, contact us. EDCAP offers free and unbiased, one-on-one counseling.
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为借款人提供的所有资源和工具
助学贷款基础知识和还款
还款问题
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新闻和博客文章
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EDCAP’s Student Loan News Updates & Insights: Oct 24, 2025
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EDCAP’s Student Loan News Updates & Insights: May 1, 2025
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EDCAP’s Student Loan News Updates & Insights: March 31, 2025
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Repayment and Tax Filing Guide for Married Borrowers with Student Loans
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EDCAP’s Student Loan News Updates & Insights: Nov. 27, 2024
See more blog articles.
Get More Help
EDCAP offers free, unbiased, and honest student loan counseling for New Yorkers. Call our Helpline to speak with a counselor, book a virtual one on one session, or meet in person.













