Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

“I would have avoided this and just passed on my debt upon my death if it wasn’t for EDCAP.” – Brenda S.

“I’ve had student loans since 2002, limiting me to the two most expensive IDR plans. As an actor, my income has been low due to COVID and the writers’ strikes. If the SAVE plan were active, I’d be just two months from IDR forgiveness. Without it, my timeline jumps to 5 years and 2 months. SAVE’s survival would mean everything to me. Still, I refuse to let this debt hold me back—I’m planning to go to grad school and explore funding options. No matter what happens, I’ll keep moving forward.”