SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“I had given up, but an EDCAP counselor reached out and we made it happen.” — Zaida M.

“I had over $32,000 in Direct Parent Plus loans. I’ve worked for CUNY since the 80s. I had Direct loans and was initially rejected for PSLF under the Waiver.

With some help, I resubmitted the proper paperwork and received forgiveness under the IDR Account Adjustment.”