SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“Having my student loans forgiven will make a real difference in my life and future.” – Jaime P.

“I came to EDCAP while pursuing PSLF but struggled with the form process. My loans were stuck with a non-PSLF servicer and, once transferred to MOHELA, my PSLF Certification forms weren’t processed correctly. One of my loans had an incorrect payment count, requiring 11 extra months of payments. EDCAP intervened with the FSA Ombudsman and got the count corrected. In November 2024, my entire balance was forgiven, and I’m due a $2,000 refund.”