Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

Home » Stories » “I settled my student loan debt.” — Kathleen T.

Success Story

“I settled my student loan debt.” — Kathleen T.

I took out a student loan 50 years ago. As a single mother, I struggled to repay it due to the added interest and collection fees. I saw my wages garnished and my social security offset.

Determined to eliminate my student loan, EDCAP helped me settle my debt. Now, I am debt-free and will get to keep my entire social security retirement payment.

Learn more about: Stop Garnishments and Offsets