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How to Pay for College and Grad School Under the New 2026 Federal Rules

With strict new caps on federal borrowing—plus the phase‑out of Grad PLUS Loans—students will need new planning strategies for covering remaining costs. This webinar synthesizes the major changes: tighter annual and lifetime loan limits for all borrowers, a narrowing definition of “professional” fields eligible for higher caps and reduced federal coverage for high‑cost programs.

We’ll explain what the elimination of Grad PLUS for new borrowers starting July 1, 2026 means, how legacy provisions work for students already enrolled before the cutoff date, and how graduate and professional students must now navigate fixed caps. We’ll also explore alternative funding sources, private loan considerations, timing strategies for those who may still qualify for legacy provisions, and real‑world scenarios showing where program costs exceed the new ceilings—including fields such as medicine, dentistry, and law.

Join for a live Q&A held throughout the webinar to chat with experts while you watch.

Parent PLUS Overhaul: Critical Deadlines and New Rules Every Family Should Understand

Parent PLUS borrowers are facing significant changes with a fast-approaching deadline that will limit access to flexible repayment plans and forgiveness programs unless they take specific steps in advance.

Consolidating existing Parent PLUS loans is now essential for preserving eligibility for income‑driven repayment (IDR) and related relief options before those paths close off for current borrowers. At the same time, the program is shifting toward stricter borrowing limits and more restrictive repayment rules for new Parent PLUS loans, creating a more constrained landscape for families who may rely on this financing.

This webinar will outline these upcoming changes, explain the “grandfathering” protections that remain available for some current borrowers, and help families understand how the updated system will affect both repayment and future borrowing decisions.

Join for a live Q&A held throughout the webinar to chat with experts while you watch.

EDCAP’s Employer Briefing: Supporting Your Workforce Through Student Loan Challenges

Join EDCAP’s monthly live Zoom briefing for New York employers, HR teams, and benefits leaders. In one focused session, we outline how EDCAP’s free, confidential, and unbiased student loan counseling can support your workforce. We break down the latest federal student loan policy changes, review emerging borrower‑support and benefits trends, and reserve time to address your specific questions. The need is urgent.

Nearly one in four federal student loan borrowers is now at risk of default. Although federal collections—including wage garnishments—remain paused, they are expected to restart, which could create sudden financial strain for employees and logistical challenges for employers. Our briefing equips you with a clear picture of what your staff may be facing and the support pathways available.

You’ll walk away with practical insights and actionable considerations you can use to better support employees managing student debt—without adding complexity to your HR operations.

Parent Plus & Married Student Loan Borrower 2026 Survival Guide

Parent PLUS rules are shifting, with major implications many borrowers don’t yet see. This session covers key changes to borrowing limits, repayment plan access, and forgiveness eligibility—now and in the years ahead. We’ll also break down crucial tax‑season choices for married borrowers and how those decisions affect student loan repayment.

Whether you’re already repaying or planning ahead, this workshop will help you make informed, strategic decisions.

This webinar was recorded on February 26, 2026.

Escape Student Loan Default, Stop Collections & Start Your Path to Forgiveness

Learn how to lower payments, repair credit, and find lasting relief. Student loan servicers are now reporting delinquent borrowers—hurting credit scores—and the Department of Education has resumed collections after five years, including tax refund intercepts and wage garnishments. If you’re behind or in default, this webinar is critical.

We’ll explain what’s happening and how to protect yourself: how delinquency and default affect your credit and finances, steps to stop collections and catch up on payments, options to get out of default and back on track, and key programs that offer relief and help you manage your loans.

Join our live Q&A for personalized guidance. Act now to prevent collections, protect your credit, and move forward.

This webinar was recorded on January 26, 2026.

The Future of Paying for College: 2026 and Beyond

Big changes to federal student loans are coming in 2026—including new borrowing caps—reshaping how families plan and pay for college. This webinar covers what’s changing, why it matters, and how it impacts affordability and financial aid advising.

Whether you’re a student, parent, or school counselor, join us for practical steps to prepare and make informed decisions about financing higher education. Includes live Q&A with experts!

This webinar was recorded on January 12, 2026.

How to Get Public Service Loan Forgiveness: From Start to Finish

Learn how to get student loans forgiven through nonprofit or government work.
This webinar covers the full PSLF process—from basics to advanced strategies—with guidance at every stage, and updates on 2025 final employment rules (effective July 2026).

Plus, join for a live Q&A to chat with experts while you watch!

This webinar was recorded on November 18, 2025.

The Coming Sea Change in Student Loans: What It Means for You

The student loan system is on the brink of its biggest transformation in years. Sweeping policy changes are set to reshape repayment plans, forgiveness programs, and borrowing limits—and the clock is already ticking. Join us for a clear, practical breakdown of what’s changing, when it matters, and the steps you can take now to stay ahead.

Whether you’re in repayment, in school, or helping someone navigate their loans, this session will give you the tools to make informed decisions in a shifting landscape.

This webinar was recorded on October 29, 2025.

Domina la Ayuda Financiera: Aprende a Navegar la FAFSA, Entender las Ofertas de Ayuda, y Planear tu Educación Universitaria sin Dueda

Recibe ayuda personalizada para llenar tu FAFSA, conocer las oportunidades de ayuda estatal y resolver todas tus dudas. ¡No te pierdas esta oportunidad de prepararte para el éxito—los cupos son limitados y se dan por orden de llegada!

En colaboración con EDCAP, te ayudamos a: Aplicar para la ayuda financiera (FAFSA). Entender, evaluar y comparar ofertas de ayuda financiera. Hacer un plan completo para ir a la universidad con menos deudas.

Este seminario web se grabó el 15 de octubre de 2025.

The Future of Student Loans: Key Changes and Smart Moves

Student loan rules are changing—repayment, forgiveness, and borrowing are all being redefined, starting now.

This webinar covered what’s changing, key deadlines, and how to safeguard your financial future. If you have student loans, this is your essential guide. This webinar was record on September 25, 2025.

New Rules, Risks, & Relief: Managing Student Loans Now and into 2026

The office of Congresswoman Alexandria Ocasio-Cortez and the Community Service Society of New York’s Education Debt Consumer Assistance Program (EDCAP) invite student loan borrowers to join our webinar reviewing major changes to the federal student loan system that will be implemented over the next several years.

Join us as we break down the new policies, including the end of the SAVE Plan, new borrowing limits, changes to repayment and forgiveness options, and what borrowers can do now to prepare.

Whether you are in repayment, in school, or in default—this webinar is for you. We will have time for Q&A.

This webinar was recorded on August 27, 2025.

What’s Next for Student Loan Borrowers Now That the “Big Beautiful Bill” is Law

Major changes to the federal student loan system are now law under the so-called “Big Beautiful Bill.” What does this mean for borrowers? Join us as we break down the new policies, including the end of the SAVE Plan, new borrowing caps, changes to repayment and forgiveness options, and what borrowers should do now to protect themselves. We’ll also discuss key deadlines, and how to prepare for the months ahead.

Whether you’re in repayment, in school, or in default—this webinar is for you. We will have time for Q&A.

This webinar was hosted by the Education Deb Consumer Assistance Program (EDCAP) and was recorded on July 30, 2025.

Escaping Credit Damage & Collections: A Crash Course for Student Loan Borrowers

Student loan servicers are now reporting delinquent borrowers to credit bureaus—leading to drops in credit scores—and the Department of Education restarted collection activities in May after 4.5 years of suspended activity. If you’re behind on payments or already in default, this webinar is a must!

We will help you understand what’s happening and what you can do to avoid further harm. We’ll explain how delinquency and default affect your credit and finances, what steps you can take right now to stop collections and catch up on missed payments, and what options are still available to get out of default and get back on track. You’ll also learn about key programs to access relief and better manage your student loans. We’ll end with a live Q&A, giving you the chance to get personalized answers and guidance.

Don’t wait—taking action now can protect your credit and help you move forward.

This webinar was hosted by the Education Debt Consumer Assistance Program (EDCAP) and recorded on July 24, 2025.