SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“With EDCAP’s assistance, I was able to get all of my student debt forgiven.” — Gerard W.

“After working in child welfare for thirty years, I was devastated to learn that I needed to be employed to apply for student loan forgiveness after retirement. Living on Social Security, our plans seemed ruined until a colleague referred me to EDCAP.

They informed me of a one-year window for retirees to apply, and with their help, my loans were forgiven in January 2023. EDCAP made it possible; without them, I would have given up and never received loan relief.”