SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“We are both so grateful for our EDCAP counselor’s help.” — Nicole Z.

“As a married couple with debt from two graduate degrees, the process was daunting and nuanced.

With the help of my EDCAP counselor, my husband and I have been able to make our loans more manageable through consolidation and setup a payment plan that was realistic for us.”