SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“We are both so grateful for our EDCAP counselor’s help.” — Nicole Z.

“As a married couple with debt from two graduate degrees, the process was daunting and nuanced.

With the help of my EDCAP counselor, my husband and I have been able to make our loans more manageable through consolidation and setup a payment plan that was realistic for us.”