Warning: Consolidation processing may miss the June 30 deadline; Parent PLUS borrowers and those exiting default should proceed cautiously. After June 30, new loans/consolidations are limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

“This debt relief has expanded my options and enhanced my life.” — Sandra M.

“As a single parent with 17 years of service with the City of New York, I was perplexed about Public Service Loan Forgiveness. 

I got $152,000 in student loans forgiven with the help of EDCAP. And I am now pre-qualified for a mortgage!”