SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“This debt relief has expanded my options and enhanced my life.” — Sandra M.

“As a single parent with 17 years of service with the City of New York, I was perplexed about Public Service Loan Forgiveness. 

I got $152,000 in student loans forgiven with the help of EDCAP. And I am now pre-qualified for a mortgage!”