SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“Thanks to EDCAP, I am debt free.” — Evelyn M.

“As a public interest attorney with $315k in student debt and a spouse with debt as well, I struggled to raise a child and make ends meet on public service salaries in New York City. EDCAP guided me through the PSLF waiver process, which resulted in my entire balance being forgiven.

I’ve been given the gift of financial freedom and the ability to pay it forward by continuing the work I love as an attorney helping underserved communities.”