SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“Reaching out to EDCAP changed everything.” – Dario A.

“I was overwhelmed by my student loan debt, struggling with payments I couldn’t afford, including a Parent PLUS loan I’d taken for my son. Reaching out to EDCAP changed everything. My counselor guided me through a complicated consolidation process. Within three months, all of my debt was forgiven. I am beyond grateful for EDCAP’s expertise, which made this possible.”