SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“Reaching out to EDCAP changed everything.” – Dario A.

“I was overwhelmed by my student loan debt, struggling with payments I couldn’t afford, including a Parent PLUS loan I’d taken for my son. Reaching out to EDCAP changed everything. My counselor guided me through a complicated consolidation process. Within three months, all of my debt was forgiven. I am beyond grateful for EDCAP’s expertise, which made this possible.”