Warning: Taking out new student loans or consolidating existing loans will be limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

“Reaching out to EDCAP changed everything.” – Dario A.

“I was overwhelmed by my student loan debt, struggling with payments I couldn’t afford, including a Parent PLUS loan I’d taken for my son. Reaching out to EDCAP changed everything. My counselor guided me through a complicated consolidation process. Within three months, all of my debt was forgiven. I am beyond grateful for EDCAP’s expertise, which made this possible.”