Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

“I wouldn’t have been able to navigate the complex federal student loan system without EDCAP.” — Peter A.

“As a Parent Plus borrower with over $100k in debt for my children’s education, I faced high payments in the Standard Plan or unaffordable payments in the ICR plan, which offered long-term forgiveness. EDCAP helped me navigate the Parent Plus loophole and consolidate my loans to access the SAVE plan.

This plan offers manageable payments and eventual forgiveness, allowing me to maintain a reasonable standard of living in retirement.”