SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“I settled my student loan debt.” — Kathleen T.

I took out a student loan 50 years ago. As a single mother, I struggled to repay it due to the added interest and collection fees. I saw my wages garnished and my social security offset.

Determined to eliminate my student loan, EDCAP helped me settle my debt. Now, I am debt-free and will get to keep my entire social security retirement payment.

Learn more about: Stop Garnishments and Offsets