SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“I got $200,000 in Public Service Loan Forgiveness with the help of EDCAP.” — Flor R.

“I felt so comfortable coming to my counselor and telling her this is what’s going on. Having someone educate and guide me through all the complexities was amazing, I felt safe.

I was able to consolidate my loans and meet the 120 payments in order to get Public Service Loan Forgiveness. “