SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“I got $200,000 in Public Service Loan Forgiveness with the help of EDCAP.” — Flor R.

“I felt so comfortable coming to my counselor and telling her this is what’s going on. Having someone educate and guide me through all the complexities was amazing, I felt safe.

I was able to consolidate my loans and meet the 120 payments in order to get Public Service Loan Forgiveness. “