Warning: Taking out new student loans or consolidating existing loans will be limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

“I believe that education is a right, not a privilege. I have EDCAP to thank for keeping this belief alive.” — Johanna F.

“My student loans were in default, and my loan servicer called my employer about my default status. I was mortified. With help, I got out of default, consolidated my loans, and applied for forgiveness.

Two months later, my $319,000 student loans were forgiven.”