SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“I am finally debt free and have a new lease on life.” — Catherine B.

“I was one of the first EDCAP clients back in 2019. I work in the entertainment field, and given my inconsistent work history and bad information from loan servicers, I struggled with my debt for decades.

EDCAP made sure I would receive the maximum benefits over the past few years, and I finally got IDR Forgiveness in August 2023!”