SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“I am finally debt free and have a new lease on life.” — Catherine B.

“I was one of the first EDCAP clients back in 2019. I work in the entertainment field, and given my inconsistent work history and bad information from loan servicers, I struggled with my debt for decades.

EDCAP made sure I would receive the maximum benefits over the past few years, and I finally got IDR Forgiveness in August 2023!”