SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“EDCAP played a crucial role in making this dream a reality.” – Mario C.

My student loan debt once felt like an insurmountable weight, casting a shadow over my work in public service. When I reached out to EDCAP, I finally felt a sense of hope and relief. Their guidance through every step of the PSLF process was invaluable. Thanks to their support, I am now free from my loans and can truly look forward to a future unburdened.”