SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

 “EDCAP helped me make sense of things.” – Deija J.

“With the repayment grace period coming to an end, I had extreme anxiety around my financial future. EDCAP helped me make sense of things that had overwhelmed me for years. They guided me toward the best plan for my financial future, clarified my loan status, and showed me that I was in a better position than I thought. Thanks to them, I now feel empowered to work toward long-term goals like saving, homeownership, and financial independence.”