SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

 “EDCAP helped me make sense of things.” – Deija J.

“With the repayment grace period coming to an end, I had extreme anxiety around my financial future. EDCAP helped me make sense of things that had overwhelmed me for years. They guided me toward the best plan for my financial future, clarified my loan status, and showed me that I was in a better position than I thought. Thanks to them, I now feel empowered to work toward long-term goals like saving, homeownership, and financial independence.”