Warning: Consolidation processing may miss the June 30 deadline; Parent PLUS borrowers and those exiting default should proceed cautiously. After June 30, new loans/consolidations are limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

“EDCAP helped me make a plan to send my kid to school.” — Maria M.

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“As a single mother, I was hesitant to sign off on a $50k Parent Plus Loan for my daughter’s expensive nursing program. EDCAP helped us explore other funding options and discuss the debt’s impact.

We decided on this loan, and my daughter would live at home and commute to reduce costs and avoid additional debt.”