Warning: Taking out new student loans or consolidating existing loans will be limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

“EDCAP has in many ways impacted my life.” – Lisa C.

“I had student loans from the ’80s that felt like an endless burden. But everything changed when I connected with EDCAP.

My counselor guided me through the process, helping to get my loans out of default, and they were able to reduce my payments from nearly $500 to just 46 cents. It was truly life-changing.”