SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“EDCAP has given me so much peace of mind.” — Lisa R.

“I got out of default using Fresh Start. I also stand to benefit greatly from cancellation. My debt is $27,000, and I will be eligible for $20,000 cancellation.

I now know I have someone knowledgeable and resourceful in my corner and I don’t have to feel ashamed about my student debt. On the contrary, I feel empowered.