Interest on the SAVE plan resumes August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

“EDCAP has given me so much peace of mind.” — Lisa R.

“I got out of default using Fresh Start. I also stand to benefit greatly from cancellation. My debt is $27,000, and I will be eligible for $20,000 cancellation.

I now know I have someone knowledgeable and resourceful in my corner and I don’t have to feel ashamed about my student debt. On the contrary, I feel empowered.