Warning: Taking out new student loans or consolidating existing loans will be limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

“EDCAP has given me so much peace of mind.” — Lisa R.

“I got out of default using Fresh Start. I also stand to benefit greatly from cancellation. My debt is $27,000, and I will be eligible for $20,000 cancellation.

I now know I have someone knowledgeable and resourceful in my corner and I don’t have to feel ashamed about my student debt. On the contrary, I feel empowered.