SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

“EDCAP guided me through every step.” – Monica S.

“After years of struggling with over $100,000 in student loan debt, I needed help. EDCAP guided me through every step, tirelessly exploring all options and navigating complex forgiveness requirements. Thanks to their support, my loans were fully forgiven after 25 years of being in repayment, and I finally feel free to plan for my future.”