SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“EDCAP guided me through every step.” – Monica S.

“After years of struggling with over $100,000 in student loan debt, I needed help. EDCAP guided me through every step, tirelessly exploring all options and navigating complex forgiveness requirements. Thanks to their support, my loans were fully forgiven after 25 years of being in repayment, and I finally feel free to plan for my future.”