“At 78 years old, after managing a building in NYC, I ended up in a shelter when the building was sold. A Word Processing certificate program I took from the Barclay Career Center in the 90s turned out to be a scam, leaving me with a $5,000 loan that grew to $18,000.

With $150 deducted monthly from my Social Security since retiring 15 years ago, I owe close to $8,000. EDCAP helped me start rehabilitation to avoid further offsets and secure stable housing, and they are exploring disability discharge options for me.”