SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. EDCAP’s services are available only to New York State residents.

Copy of Copy of Copy of Copy of “EDCAP ha influido en mi vida de muchas maneras”. – Lisa C.

“I was overwhelmed by my student loan debt, struggling with payments I couldn’t afford, including a Parent PLUS loan I’d taken for my son. Reaching out to EDCAP changed everything. My counselor guided me through a complicated consolidation process. Within three months, all of my debt was forgiven. I am beyond grateful for EDCAP’s expertise, which made this possible.”