SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

“After 25 years of student loan payments, I am finally debt free.” — Cara B.

“As a geriatric social worker with sporadic employment, I didn’t have much credit towards PSLF despite paying my loans for a long time. EDCAP helped me consolidate my FFELP loans to Direct loans, making me eligible for IDR Forgiveness through the IDR Account Adjustment.

My loans were forgiven in August 2023!”