Wondering if your financial aid will cover everything? Use this tool to break down your college costs and see if you’ll need additional funding—and if so, how much. Enter data for up to 10 schools from your college awards letters or other sources.
Disclaimers:
- Above are estimates only.
- Grants & Scholarships: Grants and scholarships are financial aid you don’t have to repay, awarded based on need, merit, or other criteria.
- Federal Student Loans: Federal student loans are funds you borrow from the government to help pay for education, with fixed rates and repayment protections.
- Work Study: Federal Work‑Study provides eligible students with part‑time jobs to help pay for education costs. Students must opt into Work‑Study on the FAFSA, and funding is limited by school availability.
- Starting July 1, 2026, borrowing limits will apply to federal Parent Plus loans as follows: $20,000 annually per child, $65,000 lifetime per child. Exception: If the student has a Direct loan disbursed prior to July 1, 2026, Parents may continue to borrow up to the cost of attendance for up to 3 years while the student completes their program of study.
Live in New York State? You can get free, personalized student loan help today!




