SAVE Forbearance is ending—affected borrowers must switch plans soon. Explore alternatives now. Tax refund offsets and other collections resume on defaulted loans. Check your status and act by January to escape default and protect your next refund. Learn how.

Income-Driven Repayment (IDR) Comparison Calculator

Compare Federal Student Loan Repayment Plans with EDCAP’s Free IDR Calculator

Quickly estimate your monthly payments and potential loan forgiveness under federal IDR plans. Enter your loan and income details below to see which student loan repayment option best fits your financial situation.

Live in New York State? You can get free, personalized student loan help today!

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