Interest on the SAVE plan resumed August 2025. While payments under SAVE may still be paused, your balance will grow—and with the “Big Beautiful Bill” now passed, SAVE is being eliminated. You’ll likely need to switch plans soon. Collections have also resumed on defaulted loans. Register for a webinar to learn more.

Home » Resources for Borrowers » Income-Driven Repayment (IDR) Comparison Calculator

Income-Driven Repayment (IDR) Comparison Calculator

Compare Federal Student Loan Repayment Plans with EDCAP’s Free IDR Calculator

Quickly estimate your monthly payments and potential loan forgiveness under federal IDR plans. Enter your loan and income details below to see which student loan repayment option best fits your financial situation.

Live in New York State? You can get free, personalized student loan help today!

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