Warning: Consolidation processing may miss the June 30 deadline; Parent PLUS borrowers and those exiting default should proceed cautiously. After June 30, new loans/consolidations are limited to the new tiered standard plan and RAP (extended 30-year forgiveness timeline). Learn more.

Student Loan Payoff Calculator

Use these calculators to determine how long it will take you to pay your entire loan balance including all the interest and how much your monthly payments will be. You can either estimate your monthly payments by entering up to 3 different repayment periods (in years) or estimate your repayment period by entering up to 3 different monthly payments.

Helpful links:

Know that it’s best to have a strategy in mind before choosing a repayment plan. If you want help determining your debt tackling strategy, use our self-guided strategy tool.

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