A federal court has blocked the Education Dept. from implementing the SAVE Plan and certain IDR plans. Consequently, IDR and online loan consolidation applications are temporarily unavailable, and IDR plan processing is suspended. However, paper loan consolidation applications can still be submitted—seek expert guidance beforehand. If you need to certify your IDR plan now, contact your loan servicer for guidance. If you experience issues with your servicer, file a complaint.

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